Simple approach based on Classical Laminate Theory (CLT) and effective stiffness of damaged layer is suggested for bending stiffness determination of laminate with intralaminar cracks in surface 90-layers and delaminations initiated from intralaminar cracks. The effective stiffness of a layer with damage is back-calculated comparing the in-plane stiffness of a symmetric reference cross-ply laminate with and without damage. The in-plane stiffness of the damaged reference cross-ply laminate was calculated in two ways: 1) using FEM model of representative volume element (RVE) and 2) using the analytical GLOB-LOC model. The obtained effective stiffness of a layer at varying crack density and delamination length was used to calculate the A, B and D matrices in the unsymmetrically damaged laminate. The applicability of the effective stiffness in CLT to solve bending problems was validated analyzing bending of the damaged laminate in 4-point bending test which was also simulated by 3-D FEM.