Risk-taking, Ownership and Excess Resserves in the Ghanian Banking System
2013 (English)Conference paper, Presentation (Other academic)
This study looks at the effects of ownership structure, and on the risk taking behavior of banks in Ghana. Using data from twenty-one (21) banks during 2000-2010, the study employs random effects panel data regressions. The results show that banks prefer to hold high excess reserves instead of lending to borrowers when they perceive the markets to be risky. Locally owned banks tend to be more efficient in managing their risk than foreign-owned banks while closed corporations tend to perform better in managing risk than locally-owned banks.
Place, publisher, year, edition, pages
Banking, Excess reserves, Ownership, Ghana
IdentifiersURN: urn:nbn:se:liu:diva-102730OAI: oai:DiVA.org:liu-102730DiVA: diva2:681232
18th Annual Conference on Econometric Analysis and Policy Challenges in Africa, Africa Econometric Society, 24-26 July 2013, Accra, Ghana